
In an industry long dominated by outdated models and sales-first tactics, Texas Best Life Insurance has emerged as a transformative force-quickly becoming the fastest-growing Living Benefits Term Life Insurance provider in the state of Texas. Built on a foundation of transparency, education, and client-first integrity, the company is reshaping how Texans-and increasingly Americans nationwide-think about life insurance. At the center of this rise is a simple yet powerful philosophy: do right by the client first.
Clients consistently cite the company's education-first approach as the reason they choose-and stay with-Texas Best Life Insurance. Every recommendation begins with a needs analysis, not a product pitch.
This commitment to transparency has positioned the company as a trusted advocate, not just a provider.
Clients know they are being guided toward solutions that genuinely fit their lives, budgets, and goals.
As healthcare costs continue to rise and financial uncertainty remains top of mind, Living Benefits policies are no longer seen as optional—-they are viewed as essential protection. Texas Best Life Insurance has been at the forefront of this shift, helping thousands of Texans safeguard both their families and their financial independence.

One of the most notable drivers of Texas Best Life Insurance's expansion has been its strong adoption among Millennials—a generation often misunderstood by traditional financial institutions.
Millennials aren't resistant to insurance; they are resistant to being sold to.
Texas Best Life Insurance has succeeded by meeting them where they are-digitally, transparently, and with empathy for modern financial realities such as student debt, housing costs, entrepreneurship, and non-traditional career paths.
Living Benefits coverage speaks directly to millennial priorities:
By recognizing that millennials want solutions that protect their present, not just their future, Texas Best Life Insurance has seen this demographic become clients in record numbers.


Our team of experienced agents are dedicated in providing personalized service, finding the best insurance solution for each client. Our agents are licensed, experienced specialists whos primary focus is making sure every client is equipped with a greater knowledge and understanding of every insurance product so that they can make for themselves a deeper and more informed choice that benefits their entire family.

At Texas Best Life Insurance, we believe that honesty, integrity, and transparency are essential in everything we do. We strive to build long-lasting relationships with our clients based on trust and mutual respect. We strive to instill in each client a greater confidence in knowing that the decision that they have reached will benefit their family now and well into the future.

From One-Man Operation to Texas Powerhouse
At the helm of the company is Steven L. Hodge, CEO, whose leadership journey mirrors the company's values-resilience, integrity, and vision.
What began as a one-man operation has, under Hodge's leadership, evolved into a dominant Texas brand and a rapidly growing national presence. Through relentless focus, disciplined growth, and a refusal to compromise on ethics, he has built an organization recognized for both performance and professionalism.
Today, Steven L. Hodge is increasingly recognized as a national voice in Living Benefits education and holistic financial protection—earning attention well beyond Texas borders.

Texas Best Life Insurance has expanded far beyond life insurance alone. By partnering with over 140 financial institutions, the company offers clients access to a full spectrum of financial solutions, including:
• Retirement planning
• Tax strategies and debt relief solutions
• Estate planning and special needs trusts
• Long-term care insurance
• High-yield annuities
• Mortgage protection insurance
• Rollovers and asset repositioning strategies
This integrated approach allows clients to address multiple financial concerns through one trusted advisory relationship—eliminating fragmentation and confusion.
As Texas Best Life Insurance continues its rapid expansion, the company remains rooted in the principles that fueled its growth: education, honesty, and service.
In a crowded financial services landscape, Texas Best Life Insurance stands apart—not because it sells more policies, but because it builds more trust.
With Living Benefits at the core, a client-first culture, and visionary leadership under Steven L. Hodge, the company is not only redefining life insurance in Texas—it is setting a new national standard for what modern financial protection should look like.
We provide our clients with the opportunity to compare term life insurance rates offered by other companies, allowing them to evaluate the competitiveness of their current Texas life insurance rates. Whether our rates are the lowest or not, you, the client, will always receive the insurance rate(s) that best meets your family's needs, including options with living benefits.

We collaborate with multiple insurance carriers to ensure that our clients receive the best coverage at the best price, including options for term life insurance with living benefits. Don't just take our word for it; you can shop around and compare rates to find the most competitive pricing for Texas life insurance using our 'Shop Your Term' portal above.

We partner with over 140 financial institutions to ensure that the services provided, including term life insurance and living benefits, far exceed industry standards. Our team is here to answer your questions about Texas life insurance, provide advice, and guide you through the entire insurance process.

Traditional basic term life insurance only provides support for your family after you’re gone. However, with Texas life insurance that includes living benefits, you can help your family while you’re still here.
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